Posts

Insurance Broker in Ontario vs. Direct Insurers: Which One Saves You More?

  Ontarians typically have a question to ask when it's time for them to renew or purchase a new policy: should they approach the insurance company directly or should they consult an insurance Broker in Ontario ? Both routes will cover you, but in very different ways — and it can cost (or save) you hundreds of dollars per year. Let's now take a look at how each one works, and why working with a licensed local broker, such as PJ Insurance Broker, can actually benefit an Ontarian family and business. What's the Difference Between a Broker and a Direct Insurer?  A direct insurer only offers you their own policies. When you call or go online to obtain a rate quote, you're getting the rates, coverage, and fine print of one company. No comparison is going on, you just take the offer or you go shopping elsewhere on your own. A third-party agent is an insurance broker who represents several insurance companies. Rather than being stuck with one product, a broker will shop around ...

Why Every Ontario Entrepreneur Needs Small Business Insurance | PJ Insurance Broker

It's great to start and build a business, but it's also a time of responsibility and risk. From startup to family business to a growing enterprise, safeguarding all of the work you've put into building your business should be a top priority. One of the best methods of protecting your investment is to select the right small business insurance Ontario on which you can trust. We know that each business has different needs at PJ Insurance Broker. This is why we assist business owners in Ontario to shop around for insurance and find a policy that is tailored to their needs to provide them with solid coverage and peace of mind for the long run. Why Small Business Insurance Matters There is no business that can be entirely protected from unforeseen events. A variety of issues like property damage, customer injuries, equipment theft, cyber attacks, litigation or natural disasters can happen at a moment's notice. If you're not properly insured, these scenarios can mean subs...

How an Insurance Agency Mississauga Like PJ Insurance Broker Saves You Time and Money

It may be difficult to choose the best insurance policy. There are numerous carriers, options and premiums and deciding which is best can take time and due diligence. That's where an insurance agency Mississauga can make all the difference. You don't have to compare policies yourself, you can trust the insurance professionals, who know about the market and have the experience of finding a cover that fits you and within your budget. We are proud to assist individuals, families and business owners in Mississauga, North York, Toronto and all over Ontario to help them get the insurance they need without wasting time and money. From car insurance to home insurance, commercial insurance to life insurance and travel insurance - we are dedicated to making things easy, clear and stress-free. Why Choose an Insurance Agency Instead of Buying Direct?  Often, people buy insurance policies from one particular insurance company without realizing that they may be missing out on other choices....